BOM
Mumbai
GOI
Goa
- Travellers
- 4
- Duration
- 5 days
- Trip total
- ₹24,000
- Aarav
- Diya
- Rohan
- Sneha
₹6,000
SettledTS-BOM-GOI-26
One app for the whole trip: a shared itinerary, the bookings, and a single ledger that works out exactly who owes who — and settles it in the fewest possible payments.
BOM
Mumbai
GOI
Goa
₹6,000
SettledTS-BOM-GOI-26
3 transfers
…instead of six people chasing six bills.
01Why bother
It is just a bad one. It has no memory, no maths, and one very tired administrator. Here is the same six jobs, done both ways.
Nothing on the right is a plan for later — it is what the app does.
| The job | Chat + spreadsheet | TripSync |
|---|---|---|
| Deciding the plan | Deciding the planLinks pasted into the chat, scrolled past, lost by Tuesday. | One shared itinerary. AI drafts day one to day five; the crew edits the same plan. |
| Booking things | Booking thingsWhoever has the card books it, screenshots the confirmation, hopes someone logs it. | Book inside the trip. The cost lands in the ledger already split, with the booking attached. |
| Tracking who paid | Tracking who paidA tab in a spreadsheet that one person maintains and nobody else opens. | Every expense records who paid and who it was shared with, the moment it happens. |
| Working out who owes who | Working out who owes whoMental arithmetic in a hotel lobby at 1am, with four people disagreeing. | Net balances per person, recomputed on every change. No one does any arithmetic. |
| Actually settling | Actually settlingSix separate "hey, can you send me…" messages. Two of them never get answered. | The debt graph is reduced to the minimum set of transfers — usually three, not six. |
| Remembering it | Remembering itPhotos scattered across four camera rolls and a dead group chat. | A recap: the route, the days, the total, the album — in one shareable card. |
02What's in it
Not nine apps that each own a fragment of the trip and none of the context. One app, where booking a hotel changes what you owe.
Describe the trip in a sentence. You get a realistic day-by-day plan — morning, afternoon, evening — with travel time between stops actually accounted for. Reorder it, cut a day, regenerate one afternoon without touching the rest.
Add a cost, pick who shares it — equally, or by exact amounts. Balances update for everyone at once.
Flights, trains and buses for your route, compared side by side. The group picks one; it locks in.
Curated places per destination, with prices. Save the shortlist to the trip.
Tap “Book this” on a stay and it arrives in Money already divided into per-person shares, with the reference attached. Nobody has to remember to log it — which is the step that always got skipped.
Activities, bookings and reminders in one feed — with a push when your share changes.
Ask for cafés, hidden gems, or how to get across town. Grounded in real places.
When the trip ends: days, places, total spent, who paid most, and the shared album — wrapped into one card you can send to the group.
One list for the crew, by category, with a packed/unpacked state per item — so four people don’t each bring a speaker and nobody brings the adapter.
03In detail
What each part of TripSync actually does, why it is built the way it is, and what it deliberately does not do.
Every group trip has the same failure mode: the plan lives in a chat, and a chat has no state. The decision you made on Tuesday is forty messages up, and nobody scrolls.
In TripSync a trip is a real object with members, dates, a destination and a budget. You create it, share the join code, and everyone who joins gets the same view of the same thing — not their own private reconstruction of it.
Because the crew is known up front, every later feature can assume it. An expense knows who could possibly have shared it. A booking knows how many people it is for. The packing list knows who has ticked what off. That is the whole reason the app is worth having over five better individual tools: they do not share a subject.
Most AI itineraries are a list of famous places with no sense of geography or time. Ours starts from the constraints that ruin real days: how long things take, and how far apart they are.
You give it the destination, the dates, the size of the group and the budget. It drafts each day as morning, afternoon and evening, with the travel between stops accounted for, so day two does not quietly require you to be in two towns at once.
Then you edit it, because you will. Reorder a stop, delete an afternoon, or regenerate a single block without losing the rest of the week. The plan is a draft that the crew owns, not an output you have to accept whole.
Travel and stays live next to it: flights, trains and buses compared for your route, and curated places to stay and eat for the destination. Pick one as a group and it locks into the plan.
This is the part that ends friendships, so it is the part we built most carefully. Everything with a price attached — a booking made in the app, or a cash expense typed in at a beach shack — lands in one ledger.
Each entry records two things that a spreadsheet almost never does properly: who actually paid, and who the cost was shared with. Those are different questions, and conflating them is why the spreadsheet always ends up wrong. A dinner four people ate but one person paid for is not a quarter of a payment each; it is one payment and four shares.
From those two facts TripSync computes a net balance per person — what you paid, minus what you owe. Positive means the group owes you. Negative means you owe the group. It recomputes on every change, so the number is never stale and nobody has to “do the sheet” at the end.
The last step is the one people get wrong by hand: turning a set of balances into actual payments. TripSync reduces the debt graph to a minimal set of transfers, so you settle in three payments rather than six or twelve. The worked example is in the next section — it is not a claim, it is arithmetic.
“Where do we eat tonight, we are near Anjuna and two of us don’t eat meat.” That is the real query, and it is not one a search box handles well.
The local guide answers in the context of the trip you are on: where you are, when you are there, and what the crew has already picked. Ask for cafés, hidden gems, the best time to see something, or how to get across town and roughly what it should cost.
Answers are grounded in the curated place data behind the destination rather than freely invented, which is the difference between a recommendation and a hallucination with a confident tone.
The AI layer is versioned separately from the app, so the guide and the itinerary builder move to newer models without anyone shipping an app update.
Four people, one speaker, zero adapters. Packing is a coordination problem dressed up as a personal one.
The packing list is shared and categorised, and each item carries a packed state. So the group can see that the tripod is claimed and the first-aid kit is not, before anyone is at the airport.
It is a small feature. It is in here because the entire premise of the app is that the trip is one shared object — and if that is true, the list of things the trip requires belongs to the trip, not to four separate notes apps.
Trips do not usually end. They just stop, with an unresolved balance and photos scattered across four phones.
The recap closes it. Days travelled, places visited, total spent, who paid the most, the final settlement, and the shared album — assembled into one card the group can keep.
It also does something quietly useful: it makes the money conversation a summary rather than an argument. Everyone sees the same final numbers at the same time, and the last three payments are already listed.
04The maths
Here is one week in Goa — four people, six shared costs, ₹24,000 — settled end to end. No hand-waving: every number below is derived from the one above it.
An illustrative trip, not a customer’s. TripSync records and calculates — it never moves real money.
Every cost records who paid it — which is not the same question as who it was for. Conflating those two is exactly why the spreadsheet always ends up wrong.
Net = what you paid − the ₹6,000 you owed. The four nets always sum to exactly zero. If they don’t, the ledger is wrong, and the app tells you.
▲ owed by the group · ▼ owes the group · sums to ₹0
Biggest debtor pays the biggest creditor; repeat until everyone is at zero. Four people with a tangle of debts settle in three transfers — not the six separate “can you send me…” messages that paying each other back one bill at a time produces.
Check it: Sneha sends ₹3,450, Aarav sends ₹450, Rohan receives ₹2,550, Diya receives ₹1,350. Everyone lands on zero.
05The route
No step here is “export to a spreadsheet”, and no step is “work out what everyone owes”. That is the difference.
Start a trip — destination, dates, budget — and share the join code.
The crew is fixed from here, so every later split knows who could be in it.
Generate the itinerary, compare travel, shortlist stays. Everyone edits one plan.
Pick a flight or a villa as a group and it locks into the timeline.
Bookings land in the ledger automatically. Cash costs take ten seconds to add.
Choose who shared it. Balances recompute for the whole group instantly.
The debt graph collapses to the minimum transfers. Mark them paid, and you’re done.
Then the recap: the route, the days, the spend, the album — in one card.
Local Guide
Anjuna, Goa · Day 2
06Built-in AI
Not “top 10 things to do in Goa”. The actual question — where do four of us eat tonight, near here, when two of us don’t eat meat.
07Built for real trips
These are illustrations of how the product works — not customer reviews. TripSync hasn’t launched, so there is no one to quote, and we would rather show you the mechanics than invent a testimonial.
Scroll the row →
The trip is the shared object. If that’s true, then the plan, the bookings, the packing list and the money all belong to it — not to four people’s separate apps.
Everything in TripSync follows from that one commitment. It is why booking a hotel changes what you owe, and why nobody has to keep a spreadsheet.— The TripSync team. This is our own statement of intent, not a customer quote; we haven’t launched yet.
08Pricing
One-time per trip, not a subscription you forget to cancel. And the free plan is not a demo — the splitting, the itinerary and the settle-up are all in it.
Free
The whole product, for the trips most people actually take.
TS-FARE-EXP
₹199
For the bigger trip, where the coordination cost is real.
TS-FARE-PRO
Custom
When you are running trips for other people rather than going on them.
TS-FARE-ORG
Trips and members
AI itinerary builder
Expense splitting & settle-up
Packing list & timeline
Local AI guide
In-app group bookings
Booking reminders
Shareable trip recap
Ads
Admin dashboard
Custom destinations & categories
Broadcast notifications
TripSync records and calculates shared costs — it never moves real money, and it never takes a cut of yours.
09FAQ
Including the awkward ones. If an answer here reads like it is dodging the question, tell us — we would rather fix the answer than the question.
There is a person on the other end of this, and they reply within a business day.
Contact usNo, and this is deliberate. Settle-up is record-only: you pay each other however you already do — UPI, card, cash, a bank transfer — and mark it as settled in the app. TripSync is a ledger and a calculator. It is not a bank, it holds no float, and it takes no cut of what you send each other.
Plan it, book it, and split it with the whole crew in one app. Free to start, no card required, and we never touch your money.